Direct Primary Care: Personalized, Accessible Medicine

Tarantino Medical Group, Inc will transition to Direct Primary Care model
starting January 15, 2026.

Direct Primary Care (DPC) is an innovative approach to healthcare designed to put patients first and restore the patient-doctor relationship. Instead of billing insurance for every visit and every procedure, DPC works on a straightforward monthly membership that covers a wide range of primary care services. That means no copays, no hidden costs, and no rushed visits.

Every year, traditional insurance costs more, covers less, and creates unsustainable administrative burdens for patients and practices alike. This new model puts health back in healthcare and places the focus on your needs, returning care decisions back to where they belong, between the patient and their doctor. In DPC, you pay a simple monthly membership fee. In return, you get highly personalized, comprehensive care with no copays, no surprise bills, and no insurance middlemen.

DPC is NOT concierge medicine.

While concierge practices charge a high annual fee and bill your insurance, as a DPC practice we will not bill your insurance at all.  DPC has one monthly membership that covers a wide range of primary care services that you and your doctor decide are medically necessary. There’s no insurance billing, no copays, and no hidden costs.

Direct Primary Care (DPC) delivers a superior patient experience, mirroring the exceptional access and dedicated focus of concierge medicine, at a more accessible and sustainable price point.

More Comprehensive Primary Care Could Mean Fewer Referrals.

With more time during each visit, I’m able to provide a broader range of care and personally manage many conditions that are often referred to specialists in traditional insurance-based practices due to time limits or coverage restrictions.

In today’s healthcare system, patients often wait weeks—or even months—to see specialists. In the Direct Primary Care (DPC) model, I can frequently handle much of that evaluation and management, helping you save both time and expense. This includes services such as skin exams, women’s health visits, hormone testing and treatment, thyroid management, migraine care, and more—when appropriate and within my scope of practice.

When a specialist’s expertise is needed, I can coordinate your care directly to ensure your concerns are addressed thoroughly and seamlessly.

Your membership also includes an extended annual physical, featuring a comprehensive body composition analysis that provides detailed insights into muscle mass, body fat, and other key metrics. These results will help guide your personalized health and wellness goals.

Some of the benefits of DPC in my practice:

  • More time with your doctor for thoughtful, unhurried visits

  • No copays or hidden costs

  • More flexibility and convenient scheduling

  • Direct, convenient communication with your doctor — text, portal messages, video visits, or traditional office visits

  • Comprehensive Annual Physical

  • Annual Well-Woman Exam

  • Pediatric Well Visit and Sports Physical

  • A holistic focus on prevention and wellness, tailored to your health goals, with comprehensive management of both acute and chronic conditions

Think of it as having a doctor in the family. Someone who knows you, cares about you, and is there when you need help.

Our Transition to Direct Primary Care

Tarantino Medical Group, Inc. will be transitioning to a Direct Primary Care model starting January 15, 2026.

This change allows me to practice medicine the way it should be: with time, attention, and no insurance middlemen in the way. My goal is to truly know my patients, prevent emergencies before they happen, and partner with you to provide evidence-based, science-driven, holistic, and personalized care.

Until January 1, 2026, I will continue to operate under the current insurance-based model.

I’ll be sharing more details over the coming months, including membership information, what’s included, what is changing, and how this transition will affect current patients.

Why pay for DPC when I already pay for Health Insurance?

This is a common question we hear! It’s important to remember that DPC is designed to complement your existing health insurance (which still covers specialists, hospitalizations, and major medical events), not replace it.

When you join our DPC practice, you are investing in time, access, and savings:

•       Extended, Unrushed Appointments and Shorter Wait Times: With a smaller patient panel, most visits are scheduled for 30–60 minutes, allowing us to address your concerns thoroughly and without the rush typical of traditional insurance-based care. Our more flexible scheduling also helps minimize wait times.

•       Extended Annual Physical: Your membership includes an annual exam that goes far beyond a standard checkup. This comprehensive visit features a detailed body composition evaluation, offering insights into muscle mass, body fat, and other key health metrics to help guide your long-term wellness goals. During this appointment, we’ll review your current health, address any concerns or questions, and map out your goals for the year ahead.

•       Easy Access to Your Doctor: Members can typically schedule same-day or next-day appointments for urgent needs and communicate directly with me via text, phone, or virtual visit, when appropriate.

•       Wholesale Pricing for Care: Membership includes access to transparent, significantly discounted pricing on many common services—such as lab tests (up to 90% off standard rates), physician-grade supplements (up to 25% off), and wholesale pricing for imaging, when available. Savings and availability may vary, but my goal is always to help you find the most cost-effective options—whether that means using insurance or paying cash.

•       Using Insurance: •       You can still use your insurance for services not covered under our membership—such as specialist visits, emergency care, hospitalizations, prescription medications, labs, and imaging performed outside our office. I can continue to order medications, labs, and imaging through your insurance when appropriate, even if I am no longer an in-network provider.

•       Osteopathic Manipulative Treatment (OMT): A hands-on approach to diagnosis and treatment that can help concerns including musculoskeletal pain, asthma, respiratory infections, headaches, stress, and anxiety. Your membership includes one complimentary OMT session per year (non-transferable, no cash value) and discounted rates for additional visits.

•       Stay tuned for updates on new services! With more time, I hope to be able to offer additional procedures and treatments—included in your membership or available at a significant discount—such as B12 shots, light therapy, and in-office ultrasound (availability subject to change and indication).

FAQs

  • Concierge practices typically charge high annual fees and bill your insurance for services the insurance company deems medically necessary.

    DPC is different. It’s one affordable monthly membership that covers a wide range of primary care services that you and your doctor decide are medically necessary. There’s no insurance billing, no copays, and no hidden costs.

    While both models offer enhanced access and personalized care, DPC is specifically positioned as a cost-effective alternative, aiming to improve patient-centered care without the exclusivity or high costs associated with concierge practices.

  • Many patients find that DPC costs less than what they currently spend on copays, urgent care visits, and ER trips. Because you can reach Dr Tarantino more easily and appointments aren’t rushed, we can often prevent problems from escalating and keep you healthier in the long run.

  • Your monthly membership covers a wide range of primary care services — annual exams in office, preventive visits, chronic condition management, sick visits, and same- or next-day care for urgent needs when possible, whether by video or in person. You’ll also have better access to Dr. Tarantino through portal text and secure messages, ensuring your care is never rushed or delayed. See our membership agreement for details.

  • Your membership does not cover services outside of our office, such as specialist visits, hospitalizations, emergency room care, imaging or procedures that require another facility. It also does not include the cost of outside labs, vaccines, or medications. The good news is that, whenever possible, we will help you find affordable cash prices or guide you on how to use your insurance benefits for those services. See our membership agreement for details.

  • No. Direct Primary Care is not insurance. We will contract directly with our patients to provide primary care services. Think of it like a gym membership or a cell phone plan—your monthly fee covers primary care directly with us, with no insurance middlemen.

  • Yes. While we don’t bill insurance directly, we strongly recommend that patients carry some form of major medical coverage for services that DPC does not cover. You can use insurance for labs, imaging, prescriptions, vaccines, ER visits, hospital stays, and specialist care.

  • Possibly. Recent federal guidance has opened the door for DPC memberships to qualify as HSA and FSA eligible expenses, but interpretation can vary. We recommend checking with your HSA or FSA administrator to confirm coverage for your plan.

  • Dr. Tarantino provides comprehensive care for patients from 10 years old and older.

  • If you are hospitalized, a hospitalist will oversee your care during your stay. The hospitalist’s services and other hospital fees will be billed to you or your health insurance plan. Patients may request that Dr. Tarantino follow up during and after hospitalization.

  • Dr Tarantino can continue to order medications, referrals, vaccines, and tests as before. Most insurance plans, except Kaiser, will approve orders placed by an out of network physician. We can also offer access to discounted self-pay rates for labs, imaging, vitamins and supplements, if you choose to not use your insurance.

  • DPC practices do not accept Medicare or other insurance for their membership fees. Once we have opted out of Medicare in January, you can pay a monthly membership fee directly to Tarantino Medical Group, Inc. Your Medicare coverage will still apply to services performed outside the DPC office, such as lab tests, imaging, specialist visits, hospitalizations, and medications, which Dr Tarantino CAN continue to order.

  • We coordinate with trusted specialists and hospitals when needed and will continue to refer and advocate for you every step of the way. While those services are billed separately, our goal is to ensure you have seamless, high-quality care both inside and outside of the office.

  • Your membership will include one free OMT visit each year (50 minutes), already built into your plan (no cash, value, not transferrable).
    Additional sessions are available at a special member rate of $150 per visit (50 minutes).
    Members may also take advantage of special discounted packages.

    For Non-Members:
    Initial visit: $350 (60 minutes),
    Follow-up visits: $230 (50 minutes)

  • We’re excited to welcome our first 100 patients with exclusive Early Bird pricing when you commit before January 1, 2026. After this milestone, memberships will be offered at our standard membership rate.

    Founding Member Special:

    • Adult Individual (age 19+)
      • $250/month
      • $2,850/year (5% discount if paid annually)

    • Child Individual (age 10–18)
      • $100/month
      • $1,140/year (5% discount if paid annually)

    • Couple Membership
      • $479/month
      • $5,459/year (5% discount if paid annually)

    Standard Membership Rate:

    • Adult Individual (age 19+)
      • $300/month
      • $3,420/year (5% discount if paid annually)

    • Child Individual (age 10–18)
      • $150/month
      • $1,710/year (5% discount if paid annually)

    • Couple Membership
      • $575/month
      • $6,555/year (5% discount if paid annually)

  • No. With Direct Primary Care, you will have no enrollment fees and no surprise bills—just a simple monthly membership covers a wide range of primary care services. See our Membership Agreement for details.

  • We are so happy that you are interested! Give us a call at (925) 448-2610 or email us at care@taratarantino.com

    We’ll be happy to answer your membership questions and reserve your spot on our priority list to be among the first to enroll to lock in our Early Bird special membership rate.

  • This is a common question we hear! It’s important to remember that DPC is designed to complement your existing health insurance (which still covers specialists, hospitalizations, and major medical events), not replace it.

    When you join our DPC practice, you are investing in time, access, and savings:

    •       Extended, Unrushed Appointments and Shorter Wait Times: With a smaller patient panel, most visits are scheduled for 30–60 minutes, allowing us to address your concerns thoroughly and without the rush typical of traditional insurance-based care. Our more flexible scheduling also helps minimize wait times.

    •       Easy Access to Your Doctor: Members can typically schedule same-day or next-day appointments for urgent needs and communicate directly with me via text, phone, or virtual visit when appropriate.

    •       Wholesale Pricing for Care: Membership includes access to transparent, significantly discounted pricing on many common services—such as lab tests (often up to 90% off standard rates), physician-grade supplements (up to 25% off), and wholesale pricing for imaging when available. Savings and availability may vary.

    •       Using Insurance: You can still use your insurance for services not covered under our membership—such as specialist visits, emergency care, hospitalizations, prescription medications, labs, and imaging performed outside our office.

    •       Osteopathic Manipulative Treatment (OMT): A hands-on approach to diagnosis and treatment that can help concerns including musculoskeletal pain, asthma, respiratory infections, headaches, stress, and anxiety. Your membership includes one complimentary OMT session per year (non-transferable, no cash value) and discounted rates for additional visits.

    •       Stay tuned for updates on new services! With more time, I hope to be able to offer additional procedures and treatments—included in your membership or available at a significant discount—such as B12 shots, light therapy, and in-office ultrasound (availability subject to change and indication).

To discuss any questions or joining, please call our office at 925-448-2610 to speak with our Care Coordinator or email at care@taratarantino.com

How Direct Primary Care Is Changing Healthcare

Direct Primary Care (DPC) is a better way to do primary care. By removing the middlemen of insurance billing and red tape, DPC allows doctors to focus fully on patients — not paperwork.

This model will give Dr Tarantino the freedom to spend more time with you and provide thoughtful, evidence-based treatment without the rush or restrictions of traditional healthcare.

In essence, DPC puts compassion, accessibility, and patient-centered care back at the heart of medicine — where it belongs.

Call now or email us care@taratarantino.com to learn more and to secure your Early Bird membership—limited spots available.